What then should you look for in a good insurance company?
- They pay claims
Ask your broker to recommend the best company for the
kind of cover you want and have a sit-down with them to understand the
differences between the companies. The most important thing you should
want to know is if the company is faithful in the payment of claims and
if they do it on time. A good insurance company should be able to follow
its mandate and pay you when you deserve it. You also need to
understand that you have to be in line with the contract when you are
involved in, say for instance, an accident to get the full claim.
- No bureaucracy
Companies that have embraced products such as online term
life insurance quotations means that they are striving to reduce the
time it takes to serve a client and they should be the first
consideration because you can get quotations from the comfort of your
house or office. This also means that when it comes to processing
claims, you will be in a good place since they have minimal paperwork
and only efficient and functional departments.
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